BUY NOW PAY LATER
Midnight Velvet Credit

Extraordinary Style Made Affordable!
"You offered me credit and made me feel special and respected, and
I thank you for that."
- Vanessa, Ohio

Payments from $20
a month!

Earn higher limits with timely payments

Secure online account management

No big banks, no fees, we approve you fast!
APPLY TODAY
In 3 Easy Steps
1. START SHOPPING
Fill your cart with the embellished looks you love.
2. CHECK OUT
Simply choose Midnight Velvet Credit as your payment option.
3. TELL US ABOUT YOU
Answer a few quick questions and submit your order.
Your credit application will be submitted with your order. We'll let you know if your order was approved (usually within 24 hours). Down payment may be required. All credit orders subject to approval.
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Log InUse Midnight Velvet Credit and get buy now pay later convenience on the most unique and fashionable styles for your wardrobe and home. With payments from just $20 a month, Midnight Velvet Credit makes extraordinary clothing, shoes, jewelry and unique furniture and home décor stylishly affordable. A fast approval process makes it extra easy to use credit while shopping online or from our clothing catalog. Plus, you can build your credit limit with on-time payments – and save your cash and credit cards for other needed purchases! Be your beautiful best (and stay on budget) with the Midnight Velvet clothing catalog!