BUY NOW PAY LATER

Midnight Velvet Credit

Midnight Velvet Credit

Extraordinary Style Made Affordable!

"You offered me credit and made me feel special and respected, and
I thank you for that."
- Vanessa, Ohio

$20 a month

Payments from $20
a month!


Earn higher limits

Earn higher limits with timely payments


Secure online account management

Secure online account management


No big banks, no fees, we approve you fast

No big banks, no fees, we approve you fast!

APPLY TODAY
In 3 Easy Steps

1. START SHOPPING

Fill your cart with the embellished looks you love.

2. CHECK OUT

Simply choose Midnight Velvet Credit as your payment option.

3. TELL US ABOUT YOU

Answer a few quick questions and submit your order.

Your credit application will be submitted with your order. We'll let you know if your order was approved (usually within 24 hours). Down payment may be required. All credit orders subject to approval.

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Use Midnight Velvet Credit and get buy now pay later convenience on the most unique and fashionable styles for your wardrobe and home. With payments from just $20 a month, Midnight Velvet Credit makes extraordinary clothing, shoes, jewelry and unique furniture and home décor stylishly affordable. A fast approval process makes it extra easy to use credit while shopping online or from our clothing catalog. Plus, you can build your credit limit with on-time payments – and save your cash and credit cards for other needed purchases! Be your beautiful best (and stay on budget) with the Midnight Velvet clothing catalog!