Low Monthly Payments & No Annual Fees

Applying is as easy as 1, 2, 3!

How to apply for Midnight Velvet Credit


Just start shopping by adding items to your cart.


At checkout, choose Midnight Velvet Credit.


Answer a few questions & submit your order.

Start Shopping

Your credit application will be submitted with your order. We'll let you know if your order was approved (usually within 24 hours). Down payment may be required. All credit orders subject to approval.

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Make a payment or check your balance.

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Use Midnight Velvet Credit and get buy now, pay later convenience on the most unique and fashionable items for your wardrobe and home. Midnight Velvet's low monthly payments and fast approval process make it easy to use credit while shopping online or from our catalog. Plus, you can build your credit line with us and save your cash and credit cards for other purchases!